Terms of Service

1. Agreement to Terms

By accessing or using MyKalt's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Service Description

MyKalt provides the following services:

• Cryptocurrency trading and exchange services
• Gift card trading services
• Bill payment services
• Digital wallet services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.

3. Eligibility

To use our services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into a binding contract
• Provide accurate and complete registration information
• Comply with all applicable laws and regulations
• Not be located in a restricted jurisdiction

4. Account Registration and Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Immediately notifying us of any unauthorized use
• Ensuring your account information is accurate and up-to-date

5. Trading Rules and Guidelines

5.1 Cryptocurrency Trading

• All trades are final and irreversible
• Users must verify their identity before trading
• Market rates are subject to real-time fluctuations
• We may impose trading limits for security purposes

5.2 Gift Card Trading

• Only valid and unused gift cards are accepted
• Gift card verification is required before payment
• Rates are subject to market conditions
• Fraudulent cards will result in account termination

5.3 Bill Payments

• Payment confirmation is subject to service provider verification
• Users are responsible for providing correct payment details
• Service fees may apply to transactions
• Refunds are subject to our refund policy

6. Fees and Payments

By using our services, you agree to pay all applicable fees:

• Trading fees for cryptocurrency transactions
• Service fees for gift card trades
• Processing fees for bill payments
• Any additional fees as communicated

Fee schedules are subject to change with notice.

7. Prohibited Activities

Users must not:

• Engage in fraudulent activities
• Violate any applicable laws or regulations
• Attempt to manipulate market prices
• Use the service for money laundering
• Provide false or misleading information
• Attempt to circumvent our security measures

8. Risk Disclosure

Users acknowledge that:

• Cryptocurrency trading involves substantial risk
• Market prices are volatile and can change rapidly
• Past performance does not guarantee future results
• Users should trade within their financial means

9. Intellectual Property

All content, features, and functionality of our services are owned by MyKalt and protected by international copyright, trademark, and other intellectual property laws.

10. Limitation of Liability

MyKalt shall not be liable for:

• Any direct, indirect, or consequential losses
• Service interruptions or technical issues
• Loss of profits or opportunities
• Damages arising from unauthorized account access

11. Dispute Resolution

Any disputes shall be resolved through:

• Initial informal negotiation
• Mediation if necessary
• Binding arbitration as a last resort

12. Termination

We reserve the right to:

• Suspend or terminate accounts for violations
• Restrict access to services
• Close accounts at our discretion
• Retain user data as required by law

13. Changes to Terms

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

14. Contact Information

For questions about these Terms:

• Email: info@mykalt.com
• Support: support@mykalt.com